TU公司入境留学生医疗保险计划保费与规定摘要
Travel Underwriters (TU)
以下是加拿大TU公司(Travel Underwriters)入境加拿大的外国留学生医疗健康保险计划保费与保单规定内容提要,包括保费、受保范围说明,不受保范围,索赔资讯,中途取消保单退保资讯以及保单到期续保规定等资讯。仅供参考,详细资讯请浏览保单全文原文。
保费 Rates RATES:
- Minimum 10 days, Maximum – 365 days. 受保范围 BENEFITS:Maximum Liability is $2,000,000 per Insured Person per policy period.Hospital and medical expenses (semi-private accommodation). Physician, surgeon and anesthetist services. Private duty nursing services up to $15,000. Ambulance services (including mountain and sea rescue). X-ray examinations and diagnostic laboratory procedures. Prescription drugs up to $10,000 for a maximum of 30 days supply. Medical appliances - including but not limited to weelchairs, crutches and canes, but in no event will the rental amount payable exceed the total purchase price. Professional medical services of physiotherapist, chiropractor, chiropodist, osteopath and podiatrist up to a maximum limit of $600 per practitioner. Emergency air transportation to the nearest medical facility or for return to your country of permanent residence. This benefit must be pre-approved and arranged by OneWorld Assist Inc. 牙意外 Accidental dental, maximum $5,000 for the repair or replacement of whole or sound teeth. 紧急牙治疗 Emergency dental, maximum $600 for a pain relief, other than caused by an accident. 智齿 Wisdom Teeth – extraction of impacted wisdom teeth, up to $150 per tooth for necessary dental and/or oral surgical procedures. 葬礼费用 Funeral expenses – up to $15,000 for preparation and return of your body to your country of origin or up to $5,000 for burial or cremation at the place of death (excluding cost of a burial coffin or urn). Up to $5,000 for transportation costs of one family member to go to the place of your death and $150 per day up to $1,500 for meals and commercial accommudation of the family memeber. 非紧急治疗 Non Emergency Treatment – up to $3,000 per policy for non-emergency medical treatment, following emergency medical treatment. 年检 Annual Physician visit - up to $150 for one visit to physician for a general check-up per 12 months. Eye Examination- one visit to optometrist per 12 months. 怀孕 Maternity Benefit – up to $25,000 if pregnancy commenced during period of coverage. 精神与心理治疗 Psychiatric/ Psychological Benefit – up to $1,000 for visit following an emergency to Psychiatrist or Psychologist., referred by the attending Physician. Up to $10,000 for in-patient hospitalization due to psychiatric, psychological, mental or emotional disorders. 家庭成员交通费Family Transportation benefit of up to $5,000 for transportation of a family member and up to $150 per day (maximum $1,500) for meals and accommodation in the event of your hospitalization if the attending physician advises the necessary of bed side attendant. This benefit have to be approved by OneWorld Assist Inc. 意外死亡 Accidental Death and Dismemberment insurance - $10,000 受保增加选项 Optional Benefits: 不受保范围 EXCLUSIONS:受保资格要求 ELIGIBILITY: The coverage is available for students of foreign nationality up to age 69. You have to be not a Canadian citizen or a permanent resident of Canada, and you have been enrolled in and attending a recognized institution of learning within Canada.PRE-EXISTING CONDITIONS: No coverage for a medical condition, illness or injury for which you have received medical consultation, diagnosis, and/or treatment prior to the effective date of the policy except conditions which has remained STABLE in the 90 days prior to the effective date of the policy. 其他不受保范围 OTHER EXCLUSIONS: - Medical treatment and expenses incurred while in your home country are excluded. - Injury or sickness while participation in professional sport activities. - Conditions in result of abuse of alcohol, drugs or medications. - Chronic conditions and ongoing care prescriptions or service. - Any subsequent claim with respect to a sickness or injury, which occurred during the effective term of this insurance and for which a claim has already been made or is pending. 索赔资讯 CLAIMS:In the event of a medical emergency, call OneWorld Assist immediately:To make a claim, simply contact OneWorld Assist 24 hours a day, seven days a week: - From U.S.A. & Canada, call toll-free: 1-800-663-0399 - From Mexico, call toll-free: 001-800-514-9976 - Worldwide, call collect: 1-604-278-4108 Notice: all claims have to be reported to Travel Underwriters no later than 30 days from the date a claim arises. Within 90 days all documents supporting your claim have to be sent to the insurance company. All claims correspondence should be mailed to: In the event of unresolved disputes respecting any claim or portion thereof, the following should be contacted: Travel Underwriters, 11th Floor, 6081 No. 3 Road, Richmond, BC, V6Y 2B2 取消保单 REFUNDS: - Full refund before the effective date of the policy. - Refund will be calculated from the date of permanent return to your home country, or from the date you became covered under a provincialor territorial government health care plan or you are no longer enrolled in a school within Canada.. - Refunds are not available if a claim has been or will be submitted. - Partial refunds are subject to an administration fee of $25. 保单延期 EXTENSIONS: You can extend your period of coverage by calling your broker or Travel Underwriters if you meet the following conditions: SIDE TRIPS: | ||||||||||


