(For brochure, please click here, rates effective July 13, 2011.)

Pre-Existing Condition Exclusion
Any sickness, injury or medical condition, that exhibited symptoms for which a diagnosis need not have been made or required any or all of, medical consultation, prescription medication, medication treatment or hospitalization, within the 180 days immediately prior to the effective date.

Exclusion:

  1. 0-59 years old, not covered for "any pre-existing medical condition that was not stable in the 90 days before the effective date.
  2. 60 years and over, not covered for "any pre-existing medical condition that was not stable in the 180 days before the effective date

Medical Questionnaire Not Required

  1. Age 0-59 any trip length; clients are covered for pre-existing medical conditions if stable for 90 days prior to the effective date.
  2. Age 60-74, trips 1 to 15 days, clients are covered for pre-existing medical conditions if stable for 180 days prior to the effective date

Medical Questionnaire Required (questionnaires available on our forms page)

  1. Age 60 -74: trips 16 days or more - complete the Basic Medical Questionnaire through QuickTIC
  2. Age 75-84: any trip length - complete Basic Medical Questionnaire through QuickTIC
  3. Age 85+: any trip length - complete and submit Detailed Medical Questionnaire in writing to TIC

Plans Highlights

  • Minimum premium: 3 days per person with minimum $16 per policy
  • Family includes the applicant and the applicant's spouse, both age 59 and under, and dependent children age under 21. The premium for family coverage is calculated at two times the premium for the eldest adult family member age 59 and under.
  • Premium per day per person (according to age on effective date)
  • Notify TIC by the worldwide toll-free telephone number, prior to, or within 24 hours of, admission to Hospital and prior to any surgery or invasive investigations being performed
  • Failure to do so, will result in the Insurer reducing the eligible expenses by 20%


U.S.A. Plan
Includes worldwide destinations
Daily rates per person

AGE (YEARS) 15 days-30 31-39 40-54 55-59
15-35 days $2.31 $2.54 $2.60 $3.28
36-60 days $2.31 $2.54 $2.60 $3.28
61-365 days $2.38 $2.65 $2.70 $3.28
AGE (YEARS) 60-64 65-69 70-74 75-84 85+
1-15 days $4.66 $5.93 $11.48 Basic MD* Detailed MD*
16 days + Basic MD* Basic MD* Basic MD* Basic MD* Detailed MD*
  • Minimum premium per policy: $16; minimum premium 3 days per person.
  • ** Family includes the applicant and the applicant's spouse, both age 59 and under, and dependent children age under 21. The premium for family coverage is calculated at two times the premium for the eldest adult family member age 59 and under.

    • * Please contact us for the Basic and Detailed Medical Questionnaire and a quotation.


Non-U.S.A. Plan
Includes worldwide destinations
Daily rates per person

AGE (YEARS) 15 days-30 31-39 40-54 55-59
1-35 days $2.08 $2.28 $2.33 $2.91
36-60 days $2.08 $2.28 $2.33 $2.91
61-365 days $2.14 $2.38 $2.43 $2.91
AGE (YEARS) 60-64 65-69 70-74 75-84 85+
1-15 days $4.20 $5.53 $10.33 Basic MD* Detailed MD*
16 days + Basic MD* Basic MD* Basic MD* Basic MD* Detailed MD*
  • Minimum premium per policy: $16; minimum premium 3 days per person.
  • ** Family includes the applicant, age 59 and under, the applicant's spouse and dependent children. The premium for family coverage is calculated at two times the premium for the eldest adult family member age 59 and under.
  • * Please contact us for Basic or Detailed Medical Questionnaire and a quotation


Canada-Only Plan (Out-of-Province)
Includes destinations within Canada only and outside of insured's province or territory of residence.
Daily rates per person

AGE (YEARS) 15 days-30 31-39 40-54 55-59
1-35 days $1.16 $1.40 $1.43 $1.77
36-60 days $1.16 $1.40 $1.43 $1.77
61-365 $1.20 $1.46 $1.49 $1.77
AGE (YEARS) 60-64 65-69 70-74 75-84 85+
1-15 days $3.87 $4.38 $5.22 Basic MD* Detailed MD*
16 days + Basic MD* Basic MD* Basic MD* Basic MD* Detailed MD*
  • Minimum premium per policy: $16; minimum premium 3 days per person.
  • ** Family includes the applicant, age 59 and under, the applicant's spouse and dependent children. The premium for family coverage is calculated at two times the premium for the eldest adult family member age 59 and under.
  • * Please contact us for Basic or Detailed Medical Questionnaire and a quotation

 

Take Flight Plans : Emergency Hospital and Medical Insurance Plan for seniors

Premium rate depends on the health conditions. Please call us to get a quote.

Accidental Death & Dismemberment

SUM INSURED RATE
$25,000 $0.35/DAY
$100,000 $1.30/DAY
$250,000 $3.25/DAY

Minimum premium per policy:$16.00


Flight Accident

SUM INSURED RATE
$200,000 $14.50/TRIP
$500,000 $29.10/TRIP

Multi-Trips Basic Annual Plan
Worldwide travel - annual premium
Emergency Excess Hospital & Medical Coverage
Choose your usual trip length

   
EMH $5 million only
AGE(YRS) 15 days-39 40-59 60-84 85+
8 days $50 $59 Basic MD Detailed MD
15 days $75 $90 Basic MD Detailed MD
35 days $105 $123 Basic MD Detailed MD
60 days $175 $264 Basic MD Detailed MD
105 days $286 $416 Basic MD Detailed MD

Premium rate is per year.
** If you are age 60-84, please contact us for Basic Medical Questionnaire and a quotation.
If you are age 85 or over, please contact uf for a Detailed Medical Questionnaire and a quotation. The questionnaires are also available on our forms page.

Multi-Trips Select Annual Plan
Worldwide travel for 8, 15, or 35-day trips - annual premium
Option #1 includes Emergency Hospital ($5 million) & Medical and Flight Accident coverage ($100,000); no PST
Option #2 includes Emergency Hospital ($5 million) & Medical, Flight Accident ($100,000), $1000 Trip Cancellation (prior to departure), and $2,000 Interruption coverage (after departure); + PST (8% sales tax Ontario, 9% sales tax Quebec)

8 DAYS PER TRIP 15 DAYS PER TRIP 35 DAYS PER TRIP
OPTION 1 - SINGLE $84 $117 $147
OPTION 2 - SINGLE $175 $229 $257

Rates only applicable for applicants ages 0-59. If you are age 60-84, please contact us for Basic Medical Questionnaire and quotation. If you are age 85 or over, please contact us for Detailed Medical Questionnaire and quotation. The questionnaires are also available on our TIC forms and details page.