GMS Medical Insurance StudentPlan Benefits
Please refer to the StudentPlan policy for full details of benefits, eligibility, exclusions and conditions.
|Hospitalization||Covers hospital room and board charges, up to semi-private, and charges for intensive and coronary care|
|Medical Services||Covers the cost of treatment by a physician or surgeon|
|Diagnostic Services||Covers the cost of x-rays and other diagnostic tests|
|Out-patient Treatment||Covers the cost of out-patient emergency room charges|
|Prescription Drugs||Covers the cost of prescription drugs and medication prescribed in an emergency situation up to $1,000|
|Road Ambulance||Covers the cost for use of a licensed road ambulance in an emergency situation|
|Air Ambulance||Covers the cost for the use an air ambulance or regularly scheduled airline to transport you back to your province of residence|
|Special Attendant||Reimbursement of the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence|
|Return of Family Member||Reimbursement of the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence|
|Paramedical Services||Covers the cost for the use of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist|
|Health Practitioners||Covers the cost for the services of a registered mental health professional ($300 maximum per person per year)|
|Accidental Dental||Covers the cost of repair or replacement of natural teeth or the relief of dental pain|
|Return of Remains||Covers the cost of preparation and transportation to the country of origin, or the cost of cremation or burial at the place of death|
|Family to Bedside||Reimbursement for the cost of one airfare for a family member to accompany you at your bedside|
|Coverage Continuation||If hospitalized and your plan expires, your coverage continues until seventy-two (72) hours after discharge from hospital|
|Out-of-Pocket Expenses||Covers accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date.|
|24-Hour Travel Assistance Services||Wherever you are, our travel assistance firm will verify your coverage and make hospital and emergency arrangements for you.|
|Sports Participation (extra coverage for Student Athletes)||Choose this for students playing official university sports teams; it includes coverage for medical expenses that are a result of participation in their sport.
GMS will pay reasonable and customary charges in excess of coverage from other insurance plans for eligible expenses that result from an accidental injury while playing a sport on a scholarship or waiver of entrance fees.